Asset Creation / Loan Utilisation WOMAN provides loans only for enterprise creation/strengthening. WOMAN ensures that borrowers create assets within 15 days of availing the loan.

• Client Identification
• Credit Bureau Check
• Group Orientation Program (GOP)-Day-1
• Group Orientation Program (GOP)-Day-2
• Loan Application Form Collection
• Group Recognition Test (GRT) By Branch Manager (BM)
• Head office Scanction Committee
• Loan Disbursment
• Loan Utilisation Check
• Collection of Repayments